In this new year fast approaching, I enter into covenant with God to identify my core values (via conversation with close ones and a prayer retreat offered by the leadership of my church); commit them to memory through meditation, prayer, and practice; acknowledge them daily in places I frequent (a list written on a note card taped to a mirror, a "sticky note" on my desktop, a list in my calendar); and make financial decisions based on these values.
I understand that there are portions of my financial commitments that cannot be changed (rent, bills, church pledge), yet there are things that I can control.
For example:
I do not value gluttony and excess, so I will not eat out as often as I have thus far in my life.
I do not value commercialism and materialism, so I will not purchase goods simply because they are on sale or because I have a coupon.
I do value equity and justice, so when I feel compelled to give someone a gift for a birthday or other special occasion, I will make a fair trade purchase.
There is much to learn, much to prepare. Praise God for the season of Advent, that has taught me how to wait and get ready. Amen.